Collections – The effect on your Middle Credit Score
Having collection accounts on your credit report can have a negative impact on your credit score and make it difficult to obtain credit or loans in the future. In this article, we’ll be discussing the effects of collection accounts on credit scores. First, let’s define collection accounts. Collection accounts are debts that have been sent […]
Repossession
Repossession can have a significant impact on your credit score, and it can take time and effort to rebound from this setback. In this article, we’ll be discussing how you can rebound from a repossession and improve your credit health. First, let’s define repossession. Repossession is a legal process in which a lender takes possession […]
Your Middle Credit Score and a Bankruptcy, the cause, effect and the solution.
Bankruptcy is a difficult and challenging experience that can have a significant impact on your credit score. However, it’s important to remember that it’s possible to rebound from bankruptcy and improve your credit score over time. In this article, we’ll be discussing some tips and strategies for rebounding from bankruptcy and improving your credit score. […]
Judgements and the effect on the Credit Score
A judgment on your credit report can have a significant negative impact on your credit score. A judgment occurs when a court orders you to pay a debt to a creditor, and if you fail to pay, the creditor can obtain a judgment against you. This judgment will be recorded on your credit report and […]
Duplicate accounts on your credit report – Why and how.
Duplicate items on your credit report can be a frustrating and confusing issue to deal with. Not only can it be time-consuming to dispute and correct duplicate items, but it can also have a negative impact on your credit score. In this article, we’ll discuss the potential causes of duplicate items on your credit report, […]
Late and missed payments to creditors, the effect.
Late payments or missed payments to creditors can have a significant impact on your credit score and financial standing. Your credit report is a reflection of your creditworthiness and any negative information on it, such as late or missed payments, can make it difficult for you to secure credit in the future. In this article, […]
Credit Restoration Companies – We Got You!
Credit repair is the process of improving your credit score by identifying and disputing errors or inaccuracies on your credit report. While it is possible to repair your credit on your own, many people opt to hire a credit repair company to handle the process for them. In this article, we’ll discuss the standard cost […]
Credit Inquiries – Hard and Soft Credit Pulls results
Your credit report is an important factor that affects your financial life. It’s a record of your credit history and helps lenders assess your creditworthiness. One factor that can impact your credit report is the type of credit inquiry that is made. There are two types of credit inquiries: hard inquiries and soft inquiries. In […]
Mortgage Loans and your Middle Credit Score, what to know.
If you’re looking to buy a home, getting a mortgage is likely a part of your plan. Your credit score is an important factor in determining your eligibility for a mortgage and the interest rate you’ll receive. If you have a middle credit score, it’s still possible to get approved for a mortgage, but it […]
Identity Theft – What to know and why
Identity theft is a serious issue that affects millions of people every year. It can cause significant financial and emotional damage, and it’s important to take steps to protect yourself. In this article, we’ll be discussing what identity theft is, how it happens, and what you can do to prevent it. Identity theft is the […]