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Middle Credit Score® is a credit restoration company providing services to help individuals improve their credit scores, namely, their middle credit score and repair their credit reports.

Middle Credit Score® offers:

  • Credit analysis
  • Settlement negotiations
  • Affiliate marketing
  • Dispute resolution services
  • Credit Card
  • Removes negative items from credit reports
  • Late Payments
  • Collections
  • Charge-offs
  • Judgements
  • Bankruptcy’s
  • Evictions
  • Repossessions
  • Foreclosures
  • Short Sale’s
  • Missed Pay’s

Our resources are designed to help clients understand how to improve their credit scores without timely processes that traditionally accompanies re-establishing ones credit report and scores.  We align with real estate professionals and credit score resource companies to help empower the consumer.  Our knowledge in the credit needed for home ownership sets us apart as our focus is to ensure consumers “middle credit score” is strong enough for home ownership.   

Middle Credit Score® also helps consumers dispute inaccurate information on their credit reports along with credit score monitoring, identity theft with creditors to settle outstanding debts. It’s important to note that consumers can also dispute items on their own and work directly with creditors to negotiate payment plans and settle debts, our process simply embodies more extensive resources consumers often need, paired with years of credit reporting agency knowledge.   

  1. Apply to Middle Credit Score® by selecting the desired service from the “Credit Score Restoration” dropdown located on the header nav.
  2. Responding swiftly, we analyze your unique scenario to discover the challenges you are faced with and the services you are requesting.   (Please allow 24 hours from the receipt of your notification for Middle Credit Score® to respond.)
  3. Once understood, we construct a personal and individualized program designed to fit your unique needs.
  4. We then contact via email, text or phone, arranging a convenient time to speak regarding our suggested course of action.  It is during our intake one-on-one we further collect intel from you, fine tuning our approach for satisfaction pertaining to your scenario.   
  5. Upon the conclusion of our one-on-one, based on your services needed, if you elect to begin the restoration process, we collect payment and arrange placement of your account.  Advised protocol for the completion of your Credit Restoration begins.
  6. Based on your unique scenario, if your account is being handled by one of our affiliates, we provide you with the required information about the affiliate and their services, setting the proper expectation for a seamless introduction and protocol for services to be rendered.    

Middle Credit Score® offer various plans designed to help individuals improve their credit scores. The cost of these plans can vary depending on the services each unique client needs resulting in a detailed level of customization that is required for everyone’s unique credit situation.

For example, we are able to charge a flat fee for services for some clients as this process benefits them, while other clients prefer a more tiered pricing plan based on the level of service needed.

Below are some common pricing structures and plans offered by Middle Credit Score®:

  1. Pay-per-Deletion: This pricing model involves paying for each negative item removed from your credit report. The cost per deletion can vary from $50 to $150 or more, depending on the creditor.
  2. Monthly Subscription: This is a recurring monthly fee for access to credit restoration services. The cost of this plan can range from $50 to $150 per month, depending on the services included.
  3. One-Time Flat Fee: The cost of this plan can range from $500 to $1,500 or more, depending on the individualized services offered.
  4. Customized Plan: Middle Credit Score® offers a customized plan based on an individual’s specific credit situation. The cost of this plan can vary depending on the level of customization required.


It’s important to note that Middle Credit Score® provides transparency in all pricing with a free consultation to discuss your unique credit situation and the best plan for your needs. Middle Credit Score® will also work with you to ensure that you are only paying for the services you need and that we are making progress in improving your credit score.

Credit restoration is the process of improving your credit score and fixing any errors or inaccuracies on your credit report. It is important to understand that credit restoration is not an overnight process and may take some time to complete. The amount of time it takes to complete credit restoration depends on various factors such as the complexity of the case, the extent of the damage to your credit score, and the responsiveness of the credit bureaus and creditors.

Typically, credit restoration can take anywhere from a few months to a year or more to complete. The process usually involves reviewing your credit reports, identifying errors and inaccuracies, and disputing these items with the credit bureaus and creditors. The credit bureaus and creditors have 30-45 days to investigate and respond to your disputes, which can add to the overall time frame for completing credit restoration.

It is important to work with a reputable credit restoration company that can provide you with an estimated timeline for completing your credit restoration. They should also provide regular updates on the progress of your case and any changes to your credit score or credit report. The cost of credit restoration services can vary depending on the company and the specific services offered. It is important to research and compare different credit restoration companies to find one that meets your needs and budget.

* Every consumer is unique as the time needed to complete their restoration will differ client from client.

Credit restoration is a crucial process that can improve one’s middle credit score, complete credit scores, and overall financial health. With many credit restoration companies to select from, it can be challenging to determine which one is the best fit for your specific needs. However, Middle Credit Score® differentiates itself with an individual approach making us arguably one of the best personalized credit restoration companies on the market today.

Firstly, Middle Credit Score® prioritize transparency in our services. We always provide a clear explanation of the steps involved in the credit restoration process and keep each client informed throughout the process. This includes being upfront about the cost of services and any potential risks or limitations with each unique restoration scenario.

Secondly, as a top restoration company, we personalize our approach to meet the unique needs of each client. As a result, we will always take the time to understand each client’s financial situation and goals and develop a customized plan to improve their credit score.

Thirdly, Middle Credit Score® team of experienced professionals handle any issue that arise during the credit restoration process. We routinely have the expertise to navigate complex credit reports, communicate effectively with creditors and credit bureaus, and address any errors or inaccuracies on your credit report.

Fourthly, as one of the best credit restoration companies, Middle Credit Score® has a proven track record of success helping clients improve their credit score. We have amazingly satisfied customers and a high success rate in removing negative items from credit reports.

Lastly, Middle Credit Score® provides ongoing support and resources to help you maintain your improved credit score. This includes access to credit counseling, financial education, and tools to track your credit score.

The time frame for completing credit restoration services does vary depending on the individual’s credit situation and the complexity of the issues involved. However, most clients credit restoration timeframe falls between 3 to 6 months for seeing significant improvements in one’s credit score.

If you’re looking to purchase a home, Middle Credit Score® understands it is critical to secure a mortgage with favorable terms.

As a result of this in depth knowledge, if your credit score is less than ideal this is where Middle Credit Score® stands out far from other companies because we truly understand the importance of a good middle credit score. 

Middle Credit Score® helps improve your credit score by identifying errors, disputing inaccuracies, and working with creditors to remove negative items from your credit report. This can help you improve your credit score, making you a more attractive candidate to lenders when it comes time to apply for a mortgage.

The process of credit restoration can take time, but Middle Credit Score® works with you to develop a personalized plan to improve your credit score within a reasonable timeframe. We also provide guidance and support throughout the process, helping you understand the steps you can take to improve your credit score and how to maintain good credit habits moving forward.

By improving your credit scores, Middle Credit Score® can help you qualify for a mortgage with more favorable terms, including a lower interest rate and lower down payment requirements. This can save you thousands of dollars over the life of your mortgage, making homeownership more affordable and accessible.

In summary, Middle Credit Score® can help you get a mortgage by improving your credit score, especially your middle credit score through a personalized plan, guidance and support, and removing negative items from your credit report. With a higher credit score, you may be able to qualify for a mortgage with better terms and save money over the life of your loan.

If you’re looking to buy a home, having a good credit score is important. However, if your credit score is less than perfect, you may find it difficult to get a real estate agent to work with you. That’s where Middle Credit Score® comes in.

Middle Credit Score® has affiliate relationships with real estate agents and brokers. We help you find an agent who is willing to work with you, even if you have less-than-perfect credit. Middle Credit Score® improves your credit score, so you’re in a better position to buy a home while working with your real estate affiliate.

In addition to connecting you with a real estate agent, Middle Credit Score® will also provide you continued tips and guidance designed to improve your credit score. We will review your credit reports, identify any errors or inaccuracies, and work with the credit bureaus to have those errors corrected. We develop an individualized plan to pay down your debts, so you can improve your credit utilization ratio and increase your credit score.

Ultimately, working with the best credit restoration company can help you get the home of your dreams, even if you have less-than-perfect credit. By improving your credit score and connecting you with a real estate agent affiliate who is willing to work with you, Middle Credit Score® will help you achieve your goals and make your dream of homeownership a reality.

Middle Credit Score® make money by charging our clients for our knowledgeable services. These services include a variety of offerings, such as credit report analysis, dispute letters, credit score monitoring, credit counseling, credit building for both personal and business, specialized home buying affiliate referral programs with realtors and lenders, creditor settlement negotiations, duplicate account removals, addressing late and missed payments, credit inquiries, collection accounts, judgements, liens, short sales to indent theft.  The cost of these services can vary depending on your unique circumstances along with the specific services provided.

Middle Credit Score® do offer clients the ability to pay a monthly fee for restoration programs along with ongoing credit monitoring and support, along with the ability for client’s to pay a one-time fee for an individualized credit restoration plan. For the team at Middle Credit Score®, It’s important fpr us as a credit restoration company to offer transparent pricing mirrored with a clear understanding of the services included clients receive upfront.

Middle Credit Score® also prioritize each clients’ success and work to improve their credit score and financial health. We offer personalized credit counseling, education on credit management and financial literacy, and ongoing support to help each client achieve their unique goals. By helping our clients improve their credit and financial standing, Middle Credit Score® can make a positive impact on each clients’ life which enable us to also generate revenue for our company.

If you’re looking for a credit restoration in the United States, Middle Credit Score® has the ability to operate across the country. With a specialized regional approach, we have a nationwide reach utilizing affiliates throughout the United States. This means that no matter where you live in the US, you can count on being able to find reputable credit restoration through Middle Credit Score® that is uniquely designed to help you improve your credit score.

Become a homeowner.

Middle Credit Score® is a credit restoration company providing resources that help individuals improve their credit scores, namely, their middle credit score, preparing them for homeownership.