What happens when you apply for a Home Loan with a low middle Credit Score?

Purchasing a home is a significant milestone in life, but if you have a bad credit score, obtaining a home loan may seem impossible. A bad credit score can make it difficult to qualify for a home loan or result in higher interest rates and fees. In this article, we will discuss home loans and […]
Auto Loans and Bad Credit equal a denial or a high rate loan. Here’s why

Auto loans are a popular option for individuals who want to buy a car but don’t have the cash upfront to do so. However, if you have a bad credit score, getting approved for an auto loan can be challenging. In this article, we will discuss auto loans and bad credit scores, and how you […]
Credit Scores and your Student Loans, the effect

Student loans can have a significant impact on your credit scores. When you take out a student loan, you are borrowing money that will need to be paid back over time. Your ability to pay back the loan on time and in full will impact your credit scores. Here are some key points to consider […]
Using Rent Payments to increase Credit Scores

In today’s society, credit scores play a vital role in our financial lives. They determine our ability to obtain credit cards, loans, and even apartments. A good credit score can make it easier to get approved for these things and can even lead to better interest rates and lower fees. However, not everyone has a […]
How Credit Scores effect Apartment Rentals

When it comes to renting an apartment, having a good credit score can make a significant difference. Many landlords and property managers use credit scores to determine whether or not to approve a rental application. Therefore, understanding how credit scores impact your ability to rent an apartment is crucial. In this article, we’ll explore the […]
How to Increase the Middle Credit Score to Buy the Home you want

Are you looking to buy a home, but your credit score is holding you back? If so, you’re not alone. Many people find themselves in a similar situation, but fortunately, there are steps you can take to increase your credit score quickly and make your dream of homeownership a reality. The first thing you need […]
Canceled Credit Cards Effect on Credit Score

Canceled Credit Cards Effect on Credit Score Credit cards can be a great tool to help build your credit score when used responsibly. However, there may come a time when you need to cancel a credit card for various reasons, such as a high annual fee, unmanageable debt, or fraudulent activity. But what happens to […]
Why Department Stores deny your application due to credit scores

Department store credit cards can be an enticing offer for many consumers looking to shop at their favorite retailers. With perks such as rewards points, special discounts, and easy approval processes, it’s easy to see why many people are attracted to these cards. However, not everyone is approved for department store credit, and some may […]
Your Middle Credit Score Explained

When it comes to your finances, your credit score is one of the most important factors to keep in mind. It’s what lenders and creditors use to determine whether or not to lend you money, and at what interest rate. But what exactly is a middle credit score, and how does it fit into the […]
Foreclosures – The Credit Report and Middle Credit Scores, What to do

Foreclosure can have a significant impact on your credit score, and it’s important to understand how this can affect your credit health. In this article, we’ll be discussing the effects of foreclosure on credit scores. First, let’s define foreclosure. Foreclosure is a legal process in which a lender takes possession of a property due to […]