Late pays and missed payments on your Credit Report, need help?

From Home Buying to Personal Loans, your Middle Credit Score is vital to the approval process. Decisions are made with your Middle Credit Score. 
Questions on late pays and missed payments click the “Start Here” button below. 

Middle Credit Score® can help with Late and Missed payments:

Late or Missed payments, reduces the overall credit score.

Late or missed payments can lower credit scores significantly, as payment history accounts for a large portion of the overall credit score.

Late or Missed payments, can reflect as financial irresponsibility.

Multiple late or missed payments can show a pattern of financial irresponsibility to lenders and negatively impact creditworthiness.

Late or Missed pays, can remain for 7 years on the credit report.

Late or missed payments can remain on the credit report for up to 7 years, further damaging credit scores and making it more challenging to obtain credit or loans.