Guide: The Credit Behavior That Attracts the Lowest Interest Rates Securing the lowest possible interest rate on a mortgage, auto...

Case Study: How a 45-Point Credit Score Boost Cut a Family’s Mortgage Rate by 1.2% In early 2024, the Jefferson...

Guide: Lowering Your Auto Loan Rate with Middle Credit Score® Improvements Your auto loan rate isn’t just determined by your...

Guide: From Subprime to Prime — Crossing the Credit Threshold for Better Rates For millions of Americans, the difference between...

Guide: How a 20-Point Score Boost Can Save You Thousands in Interest Many borrowers don’t realize that even a small...

Guide: Timing Your Loan Application for Maximum Interest Savings When it comes to applying for a mortgage or other types...

Your credit utilization ratio—the percentage of your available revolving credit that you’re using—is one of the most significant factors impacting...

Guide: Understanding Rate Tiers — What Lenders Look for Beyond the Score When shopping for a mortgage, many borrowers assume...

Guide: How to Qualify for the Best Interest Rates with Your Middle Credit Score® Qualifying for the best mortgage interest...