Debt Negotiation Savings Calculator: Estimate potential savings by negotiating pay-for-delete or settlements. One of the most effective ways to reduce...

Statute of Limitations Tracker: Monitor when negative items are eligible to be disputed or removed. One of the most powerful...

Error Correction Impact Calculator: See how removing errors affects your Middle Credit Score®. Every negative mark on your credit report...

Credit Repair Timeline Planner: Create a month-by-month action plan for credit report correction. Repairing your credit doesn’t happen overnight—it requires...

Dispute Success Estimator: Gauge the likelihood of a successful dispute based on debt type, age, and status. Understanding the chances...

Case Study: Removing a 7-Year-Old Bankruptcy—A Rare Success Story Bankruptcy is one of the most damaging entries on a credit...

Case Study: Negotiating a Pay for Delete— How One Borrower Increased Their Credit Score by 60 Points A “Pay for...

Case Study: Reversing Identity Theft—How One Consumer Cleared $20,000 in Fraudulent Debt When Alex received a call from a collections...

Case Study: Boosting a Middle Credit Score® by 75 Points After a Successful Dispute When Robert discovered that an old...

Case Study: Wiping Out Medical Debt Errors—A Real Story of Credit Restoration When unexpected medical debt appeared on Maria’s credit...